SBI PRIME Card

• SBI Card PRIME now offers a complimentary 1-year Club ITC Silver Tier membership for the primary cardholder in place of the earlier Trident Privilege programme. 

• Complete online support to apply for, track, and retrieve your SBI Card PRIME application, plus activate benefits through the SBI Card digital channels. 

Features and Benefits of the SBI PRIME Credit Card

The features and benefits of SBI PRIME Credit Card are mentioned in the table below:

Fees and Charges of the SBI PRIME Card

Note: Interest rates updated on 28 September 2026. 

SBI PRIME Credit Card Limit

The credit card limit of this credit card is at the discretion of the bank. In order to decide the limit for a particular credit card, the bank considers a number of factors such as the credit history of the applicant, credit score along with the repayment behaviour of past and current debts.

Eligibility of SBI PRIME Card

• You must be between 18 - 80 years of age.
• Add-on credit cardholder must be above 18 years.
• The applicant can be a resident as well as a non-resident of India.

Documents Required to Apply for SBI Prime Credit Card

• Filled credit card application form.
• A copy of PAN card or Form 60.
• Identity proof - PAN, driving licence, Aadhaar Card, etc.
• Income proof - latest pay slips, Form 16, IT return copy, etc.
• Residence proof - Passport, Ration Card , electricity bill, Aadhaar, etc.
• Passport size colour photographs of the applicant.

*The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the PRIME credit card.

How to Apply for the SBI Prime Credit Card Online

The process that must be followed to apply for the credit card online is mentioned below:

• Step 1: Visit SBI Card's Main Website 

Go to the SBI Card main website and navigate to the SBI Card PRIME page to learn about card features, eligibility, fees, rewards and terms. 

• Step 2: Click on ‘Apply Now’ 

Click on the Apply Now button on the card page to begin your online application process. 

• Step 3: Enter Basic Personal Information 

Provide your full name, mobile number, and e-mail ID. Confirm your mobile with the OTP that was sent to you and proceed after accepting the terms and declarations. 

• Step 4: Enter Personal and Residential Information 

Enter your date of birth, nationality, PAN information, and address. Make sure the information matches your official documents as they will be checked later. 

• Step 5: Enter Employment and Income Information 

Select your employment type (salaried or self-employed) and enter other information like employer/business, monthly income, and office address, if applicable. 

• Step 6: Upload KYC and Supporting Documents 

Enter required KYC information and upload supporting documents- identity proof, address proof, and proof of income (recent salary slips, Form 16, or income tax return). 

• Step 7: Review Application and Submit Application 

Carefully review all of the information and submit the form with the documents. 

• Step 8: Await Verification and Follow-Up 

If approved, you may receive immediate or provisional approval. If the bank has any other verifications or documents needed, a representative will reach out to you.   

• Step 9: Processing Time and Card Delivery  

Once your verification is complete, the bank will process your application and if approved, your card will be sent. It typically can take about 21 days for the bank to process and send your card. 

How to Transfer your other bank credit card balances to your SBI Prime Card

Managing credit card dues can be easier and more affordable with the Balance Transfer on EMI facility offered by SBI Card PRIME. This allows you to transfer the outstanding balance of your other bank’s credit card to your SBI Card at a lower rate of interest and repay in easy EMIs.

By opting for this service, you can consolidate your credit card dues, reduce the burden of high-interest rates, and continue enjoying the benefits of your SBI Card.

Method 1: Online Through the SBI Card Website 

• Step 1: Access the SBI Card Website and Log In: Go to sbicard.com and log in to your online account using your User ID and password. If you have not yet registered, you will also need to register for an online account. 

• Step 2: Navigate to the Balance transfer on EMI Option: Navigate to the benefits or Offers/Services section and find the Balance Transfer on EMI option. This will allow you to transfer outstanding dues from another Bank credit card to your SBI Card. 

• Step 3: Select the Amount and Tenure: Choose the outstanding amount you would like to transfer, depending on your available credit limit, then select an EMI tenure and Interest plan. 

• Step 4: Confirm the Request: Review the terms and confirm the request, at which point the transfer history will be transferred to your bank card via NEFT. 

• Step 5: Wait for Processing Time: The transfer will usually be completed within 3 to 4 business days, and the EMI will then be reflected in your SBI Card statement. 

Method 2: SMS Request 

• Step 1: SMS Request: From your registered mobile number, text BTEMI to 56767 to initiate a Balance Transfer request. 

• Step 2: You will receive eligibility and offers: SBI Card will send you a text with applicable Balance Transfer options and instructions or call you with the offers for confirmation and plan selection. 

• Step 3: Complete the request: Simply follow the steps provided by SBI Card to complete the transfer and the EMI plan you would like to select. 

Method 3: Call SBI Card Customer Care 

• Step 1: Call SBI Card Support: Call from your registered mobile number: 39 02 02 02 (prefix local STD) or 1860 180 1290.  

• Step 2: Ask about Balance Transfer: Tell the representative that you would like to transfer outstanding dues on another bank credit card to your SBI Card PRIME. 

• Step 3: Review EMI and Finalize Request: The representative will outline the eligible EMI options; you will then follow the representative's lead to finalize the Balance Transfer request. 

Important notes 

• Approval is dependant on credit limit availability and internal eligibility checks  

• Once approved, details of the EMI will be in the next billing cycle.  

• The amount transferred to your SBI Card must be paid back via EMIs as planned. 

Summary

SBI Card PRIME is a premium travel and lifestyle credit card that combines a Rs.3,000 welcome e-gift voucher, milestone-based rewards, and complimentary domestic and international airport lounge access. It suits frequent travellers and high spenders who want accelerated rewards on dining, groceries and departmental stores along with a Club ITC Silver Tier membership. Eligible applicants can apply online through the SBI Card website and check current fees, rewards and eligibility using the tables above. 

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