Federal Bank Visa Signet Credit Card

Certain spend categories, such as cash transactions, fuel, e-wallet loading and government transactions, do not earn reward points on the Federal Bank Visa Signet Credit Card. Points on insurance transactions are capped each month. The Features and Benefits section above has the details.

Yes, the Federal Bank Visa Signet Credit Card offers complimentary domestic airport lounge access linked to a minimum quarterly spend. The spend requirement is listed in the Features and Benefits section above. Lounge access is a spend-linked benefit, so check the current terms for how and when it applies.

The Federal Bank Visa Signet Credit Card offers a buy one, get one free deal on INOX movie tickets once every quarter. This is part of the card's lifestyle-focused benefits. Offer terms apply and may change, so check them before you book.

Yes, the Federal Bank Visa Signet Credit Card gives access to ongoing Visa deals and offers across travel, dining, shopping, sports, entertainment and lifestyle brands. These offers are time-bound and differ by partner. Check the current terms of each offer before you use it.

Indian residents and Non-Resident Indians (NRIs) can apply for the Federal Bank Visa Signet Credit Card, subject to the bank's minimum age requirement. A good credit history improves your chances of approval. The minimum age differs for secured and unsecured cards, as listed in the eligibility section above.

Applying for the Federal Bank Visa Signet Credit Card needs a PAN card, an Aadhaar card and recent bank statements in PDF format. Non-salaried or self-employed applicants must also provide income tax login credentials. The bank may ask for additional documents depending on your application.

The joining and annual fee for the Federal Bank Visa Signet Credit Card is listed in the Fees and Charges section above. Other charges, such as add-on card, cash advance and late payment fees, are listed in the same table. Fee terms can be revised by the bank, so check them before you apply.

Yes, you can request add-on cards on your Federal Bank Visa Signet Credit Card for family members, up to the maximum number the bank allows. The per-card fee is listed in the Fees and Charges section above. Add-on cards are linked to your primary card account.

Yes, the Federal Bank Visa Signet Credit Card charges a fee for each reward points redemption request. The amount is listed in the Fees and Charges section above. Redeeming points in fewer, larger requests can reduce how often the fee applies.

The Federal Bank Visa Signet Credit Card charges a late payment fee when you miss the minimum amount due by the due date, and the amount depends on your outstanding balance. The fee slabs are listed in the Fees and Charges section above. Paying at least the minimum amount due on time helps you avoid it.

The Federal Bank Visa Signet Credit Card charges a foreign currency mark-up fee on transactions made in currencies other than Indian rupees. The percentage is listed in the Fees and Charges section above. Domestic transactions in rupees do not attract this fee.

Interest on the Federal Bank Visa Signet Credit Card is charged as an Annual Percentage Rate that depends on your average monthly balance, and it applies only when you carry forward an outstanding amount. The rate slabs are listed in the Interest on Revolving Credit section above. Paying your bill in full by the due date helps you avoid this interest. 

Yes, the Federal Bank Visa Signet Credit Card offers an interest-free credit period on purchases when previous dues are paid in full by the due date. Cash advances do not get this benefit. The period is listed in the Interest on Revolving Credit section above.