BPCL SBI Credit Card

Welcome Benefit

Offers 2,000 activation bonus reward points worth Rs.500. Reward points will be credited within 20 days of paying joining fee.

Fuel surcharge benefits

• With this credit card, you get 4.25% valueback in the form of 13X reward points (13X reward points are equivalent to 3.25% + 1% fuel surcharge waiver)
• This offer is applicable on transactions up to Rs.4,000 across all BPCL petrol pumps in the country, with a maximum waiver of Rs.100 per statement cycle 
• A maximum of 1,300 reward points can be earned per billing cycle on BPCL fuel purchases. The fuel surcharge waiver applies only when the card is swiped at POS machines at BPCL petrol pumps and is exclusive of GST and other charges.

Reward point benefits

• 5x reward points on every Rs.100 spent on groceries, dining, movie ticket purchases and departmental store purchases.
• Offers up to 5,000 reward points per month. 
• 1 reward point on every Rs.100 spent on non-fuel purchases.
• A maximum of 1,300 reward points can be earned per billing cycle on BPCL fuel purchases. The fuel surcharge waiver applies only when the card is swiped at POS machines at BPCL petrol pumps and is exclusive of GST and other charges.

Other benefits 

• The card offers instant redemption at selected BPCL petrol pumps
• On spending Rs.1 lakh annually, the renewal fee is waived off.  

Worldwide Acceptance

• This card can be used across the globe at over 24 million outlets, which includes Indian outlets
• Accepted at all merchant outlets with VISA/RuPay sign of acceptance. 

Easy Bill Pay

Easy Bill Pay facility for utility payments.

Add-on Credit Card

Add-on cards are available for family members.

Balance Transfer

Balance transfer from other credit cards to BPCL SBI card available with lower interest rates and easy EMI payments.

Flexipay Benefits

Transactions of Rs.2,500 or more can be converted into easy EMI with FlexiPay.

Other Benefits

• This card also offers contactless payment facility. 

Reward Point Redemption Rate

Reward points earned on the BPCL SBI Card can be redeemed at the rate of 4 reward points to Re.1. 

Annual Fee 

Rs.499 plus GST 

Renewal Fee 

Rs.499 plus GST(Waived off on annual spends of Rs.1 lakh and above in the previous year) 

Cash advance fee 

2.5% of the amount withdrawn, subject to a minimum Rs.500 (At both domestic or international ATMs) 

Finance Charges 

3.75% per month or 45%p.a., subject to a minimum finance charge of Rs.25

Payment dishonor fee 

2% of the payment amount, subject to a minimum of Rs.500 

Statement request 

Nil — no fee for duplicate or physical statement requests, effective 1 September 2022.

Cash payment fee 

Rs.250 plus applicable taxes 

Late payment 

• From Rs.0 to Rs.100 - Nil; More than Rs.100 up to Rs.500 - Rs.100;
• More than Rs.500 up to Rs.1,000 - Rs.500;
• More than Rs.1,000 up to Rs.10,000 - Rs.750;
• More than Rs.10,000 up to Rs.25,000 - Rs.950;
• More than Rs.25,000 up to Rs.50,000 - Rs.1,100;
• More than Rs.50,000 - Rs.1,300.

Cheque payment fee 

Rs.200 

Over limit fee 

2.5% of the over limit amount; minimum of Rs.600 

Rewards redemption fee 

Rs.99 

Add-on card fee 

Nil