ICICI Bank Smart Shopper Silver Debit Card - Limits & Charges

The features and benefits of the ICICI Smart Shopper Silver debit card :

1. The high withdrawal and transaction limits of the ICICI Bank Smart Shopper Silver Debit Card ensure that your lifestyle is not constrained.
2. The daily cash withdrawal limit at ATMs is Rs.50,000, while the daily purchasing limit at brick-and-mortar stores and on retailer websites is Rs.1,000,000.

1. Your ICICI Bank Smart Shopper Silver Debit Card has an additional layer of security thanks to a unique feature called Zero Liability Protection. With the use of this function, you are protected from paying for illicit purchases that happen as a result of theft, loss, or misplacement.
2. Call the 24-hour Customer Care to report the occurrence as soon as you learn that your card has been lost, stolen, or misplaced, and the bank will restore the lost money. However, you are required to notify the bank of the incident and deliver the required paperwork within 15 days of the incident's occurrence.
3. The SMS alerts you will receive each time your card is used for a transaction make it simple to stay on top of your finances.
4. This card includes Rs.50,000 in purchase protection and Rs.50,000 in air accident insurance.
5. The SMS alerts you will receive each time your card is used for a transaction make it simple to stay on top of your finances.

Fees and Charges of ICICI Smart Shopper Silver Debit Card

Type of Transaction	Cash Limits
Daily Cash Withdrawal Limit	Rs. 50,000 (Domestic) Rs, 1 Lakh (International)
Daily Purchase Limit on Merchant  or Retail Outlets	Rs. 3 Lakh (Domestic) Rs. 1.25 Lakh (International)

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FAQs on ICICI Smart Shopper Silver Debit Card

• What happens if my ICICI Smart Shoppers Debit Card is lost or stolen?

  You can contact our Customer Care between the hours of 7:00 a.m. and 9:00 p.m. Please include your city's STD code before the number. You can also go to any ICICI Bank branch.

• Can I pay online with a ICICI smart shopper silver debit card?

  Currently, you can use your debit card to make purchases from online retailers whose websites display the Verified by Visa/MasterCard SecureCode certification. 

• Does the cost of a replacement debit card come with a fee?

  Yes, for a replacement debit card, a price of Rs. 200.00 plus 18% Goods and Services Tax (GST) would be levied. 

• How do I use the EMI option on ICICI Bank smart shopper silver?

  Visit Flipkart or Amazon, add the item to your cart, select EMI → ICICI Debit Card, enter card details, and complete the purchase.

• How do I tell if I qualify for an EMI on an ICICI Bank Debit Card?

  Customers who qualify will see this option on the payment page during online checkout or by sending the SMS message DCEMI xxxx (your debit card's last four digits) to 5676766. 

• If I do online shopping at a foreign site, will I be getting PAYBACK points?

  Yes, You will receive up to 10 points for every Rs.200 that you spend on the ICICI Bank Smart Shopper Silver Debit Card while shopping on a foreign site.

• Will I be getting any insurance with this card?

  Yes, But this complimentary insurance feature is denpends on the type of your Savings Account.